SharPay Physical Debit Card
The plastic version of the SharPay card, on the same account and the same balance as your virtual card. It covers the moments when a phone is not enough: a cash machine abroad, a terminal that wants chip and PIN, or a hotel that asks to see the card.
Physical and virtual debit card on one account
The physical card will join the SharPay account you already have, so you keep one balance, one IBAN and one app. Both cards will spend from the same euro, which means you can pay online with the virtual card and withdraw cash with the plastic one without moving money between them.
Limits, freezing and payment notifications will be managed in the same app as the virtual card. Ordering will happen there too, once the card launches in your country.
When a plastic debit card is the better choice
The virtual card already covers online shopping and contactless payments. The physical card adds the few situations it cannot handle.
Cash at ATMs
Withdraw local currency abroad, because a market stall, a taxi or a small café often only takes cash.
Chip and PIN terminals
Some petrol stations, ticket machines and older terminals still want the card inserted, even when your phone is ready to pay.
Hotels and car rentals
Reception desks and rental counters often ask to see the card used for the booking.
A backup for your phone
If the battery dies on a trip, the card in your wallet still pays, so you are never stuck at a till.
A euro debit card for travel
The card will be issued in EUR, so across the eurozone you pay in your own balance with no conversion at all. Outside it, a purchase in another currency costs 2.99% at checkout.
Before a trip, you can exchange euro to dollars or pounds inside your SharPay account for 1.5% and spend from that balance instead. On a 1,000 EUR holiday budget, the difference comes to about 15 EUR.
Until the plastic card is out, the virtual card in Google Pay or Apple Pay already works in most shops, hotels and restaurants that accept contactless.
What to expect when the physical card launches
Ordering will happen in the app, in the same place where you create virtual cards today. Since your identity is already verified, you will not need to send documents again.
Once the card arrives, you will activate it in the app and set a PIN, and after that it works with the same balance as your virtual cards. If it is ever lost, you freeze it in one tap, while your virtual cards keep working.
Countries for delivery and the card price will be announced at launch, so this page will be updated first.
Fees
Physical card fees will be added to the price list at launch. Account fees already apply, since both cards share one account.
The full list is in the SharPay price list.
SharPay cards: virtual, with a crypto wallet and physical
SharPay has three card options on one account. Pick the one that fits how you pay.
Physical card FAQ
When will the physical card be available?
It is coming soon. The launch will be announced on this page and in the app.
Can I withdraw cash with the virtual card now?
No, cash withdrawals need a card with a chip. Until the physical card launches, the virtual card covers online and contactless payments.
Will the physical card need a separate account?
No. It will use the same account and balance as your virtual card.
How much will the physical card cost?
Card fees will be added to the price list at launch. Account fees already apply and are listed above.
Can I already pay in shops with SharPay?
Yes. Add the virtual card to Google Pay or Apple Pay and pay with your phone at any contactless terminal.
Download Mobile Apps
Get your virtual card in the SharPay app
Download our applications
