How it`s works - SharPay

Replenishment and transfers

๐Ÿ’ณ Cryptocurrency Replenishment:

You can fund your account using a Mastercard in USD or EUR directly into cryptocurrency (BTC, USDT, ETH, etc.).

โŒ Visa is not supported
โŒ P2P is not available

โ€ข Fee: 4% (Mastercard);
โ€ข Crediting: Equivalent in cryptocurrency.

๐Ÿชช IBAN Replenishment:


Supports transfers in EUR via SEPA with a personal IBAN.

โ€ข Processing time: 1โ€“2 business days;
โ€ข Fee for incoming SEPA payment: 0.3% + 1 EUR;
โ€ข Conversion to cryptocurrency (optional): At the systemโ€™s rate;
โ€ข Minimum SEPA payment amount: 10 EUR.

โ‚ฟ Cryptocurrency Transfers:

โ€ข To Mastercard (in USD, EUR): 3% fee
โ€ข To IBAN (SEPA in EUR): 0.3% fee + 1 EUR
โ€ข Minimum withdrawal amount: Equivalent of 10 EUR
โ€ข To a cryptocurrency wallet: 1โ€“4 USD.
โ€ข Processing time: 1โ€“2 business days;

๐Ÿ” Transfers:

โ€ข IBAN โ†’ IBAN: 0.3% + 1 EUR;
โ€ข Within the system (SharPay): No fee;
โ€ข Crypto โ†’ IBAN: 0.3% fee + 1 EUR.

Calculation Examples

๐Ÿ”˜ Example 1: Replenishment with Mastercard for $100

Action

Amount

Comment

Replenishment

$100

You send

Fee (4%)

-$4

Deducted

Credited

$96

In cryptocurrency

๐Ÿ”˜ Example 2: Transferring $100 back to the card

Action

Amount

Comment

Withdrawal

$100

From crypto account

Fee (3%)

-$3

Deducted

Received on card

$97

Credited

Up to 50% savings compared to other services

๐Ÿ”˜ Example 3: Replenishment via SEPA for 100 EUR

Action

Amount

Comment

SEPA transfer

1 EUR + 0.3%ย 

Fee

Conversion to crypto

1 EUR + 0.3%

Fee

Credited

98.7 EUR

Receiving

List of Supported Countries

SharPay operates in Europe, Canada, and select other regions:

๐Ÿ‡ช๐Ÿ‡บ Germany
๐Ÿ‡ซ๐Ÿ‡ท France
๐Ÿ‡ฎ๐Ÿ‡น Italy
๐Ÿ‡ช๐Ÿ‡ธ Spain
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands
๐Ÿ‡ง๐Ÿ‡ช Belgium
๐Ÿ‡ฆ๐Ÿ‡น Austria
๐Ÿ‡ต๐Ÿ‡น Portugal
๐Ÿ‡ฌ๐Ÿ‡ท Greece
๐Ÿ‡ฎ๐Ÿ‡ช Ireland
๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia
๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia
๐Ÿ‡ฑ๐Ÿ‡ป Latvia
๐Ÿ‡ฑ๐Ÿ‡น Lithuania
๐Ÿ‡ช๐Ÿ‡ช Estonia
๐Ÿ‡ซ๐Ÿ‡ฎ Finland
๐Ÿ‡ต๐Ÿ‡ฑ Poland
๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic
๐Ÿ‡ท๐Ÿ‡ด Romania
๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria
๐Ÿ‡จ๐Ÿ‡ญ Switzerland
๐Ÿ‡ณ๐Ÿ‡ด Norway
๐Ÿ‡ธ๐Ÿ‡ช Sweden
๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark
๐Ÿ‡ญ๐Ÿ‡ท Croatia
๐Ÿ‡ฒ๐Ÿ‡น Malta
๐Ÿ‡จ๐Ÿ‡พ Cyprus
๐Ÿ‡ญ๐Ÿ‡บ Hungary
๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg
๐Ÿ‡ฎ๐Ÿ‡ธ Iceland
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom
๐Ÿ‡บ๐Ÿ‡ธ USA (IBAN only)
๐Ÿ‡จ๐Ÿ‡ฆ Canada (limited)
๐Ÿ‡ฆ๐Ÿ‡ช UAE (via crypto)
๐Ÿ‡น๐Ÿ‡ท Turkey (via crypto)
๐Ÿ‡บ๐Ÿ‡ฆ Ukraine (via crypto and IBAN)
โŒ We do not operate in Israel, USA, Russian Federation, or Belarus.

Supported Exchanges

We work with major cryptocurrency exchanges:

โœ… WhiteBIT
โœ… Binance
โœ… KuCoin
โœ… Kraken
โœ… Bitget
โœ… OKX
โœ… BingX
โœ… Coinbase

Instructions

๐Ÿ‘‰ How to Fund Your Account?

1. Go to the โ€œReplenishmentโ€ section
2. Select method: Card / SEPA / Crypto
3. Enter the amount
4. Follow the instructions
5. Wait for crediting

๐Ÿ‘‰ How to Transfer Funds?

1. Go to the โ€œTransferโ€ section
2. Select method: Mastercard or IBAN
3. Enter the details
4. Confirm the transaction
5. Receive funds within 1โ€“2 days