SharPay Virtual Card

Cards for any purpose – on your phone.
Instantly, conveniently, safely.
Pay easily, wherever you are.

Open a card

Why Choose Virtual Card

Instant Creation and Ready to Use

You can set up a SharPay virtual card in just a few minutes. There's no need to wait for physical delivery — the card is available immediately after creation and ready to use for online shopping, subscriptions, and any other internet transactions.

Complete Control Over Your Spending

With the SharPay virtual card, you always have an effective financial management tool at your fingertips. You can set spending limits, instantly top up the balance, and track every transaction through the user-friendly mobile app, helping you maintain control over your budget.
Global Payments Without Borders
Travel virtually with SharPay! The virtual card allows you to make purchases worldwide without the need to carry a physical card. Automatic currency conversion at competitive rates makes your international transactions simple and cost-effective.

High-Level Security

The SharPay virtual card is designed with modern security standards in mind. It's perfect for online shopping, minimizing the risk of fraud. If needed, the card can be instantly blocked or closed, providing an extra layer of protection for your funds.

Perfect for Subscriptions and Online Services

The SharPay virtual card is an ideal solution for managing subscriptions and online payments. You can create separate cards for different services, making it easier to manage and control recurring charges while protecting your primary accounts from unauthorized transactions.

SharPay Physical Card (Available soon)

Money is always at hand.
Withdraw cash anywhere in the world.
Your key to a world without borders.

Why Choose Physical Card

Low service and transaction fees

We understand how important transparent and favorable conditions are.
With the SharPay card, you get access to low service and transaction fees.
Manage your expenses effectively without overpaying for each transaction.

Universality and global recognition

A physical card from SharPay is your key to convenient and secure payments around the world.
Pay for purchases in stores, restaurants and online platforms, wherever you are.
The card is accepted everywhere that supports the international standard of payment systems, so you can always pay quickly and without problems.

Instant replenishments and transfers

Forget about delays! Replenish your card instantly in a way convenient for you - through a bank account, another wallet, or using cryptocurrency. Transfers between accounts are almost instant, which gives you complete freedom in managing your finances.
Security and control
Your security is our priority.
The SharPay card is equipped with modern security features such as 3D Secure, which guarantees safe transactions. In addition, you can easily control your expenses and receive notifications about each transaction, so you are always aware of your finances.
Multi-currency support
Traveling or shopping in different countries?
With the SharPay card, you can pay for goods and services in different currencies without having to convert manually.
Automatic currency conversion at favorable rates makes your spending even more convenient.
Track control
With the app, you can easily track your expenses, view account statements, and quickly control all financial transactions – all in one convenient interface.
Manage your card via mobile app
Our convenient mobile app allows you to manage your card directly from your smartphone. Block or unblock your card with one tap, control your expenses, top up your balance, and add your card to Apple Pay or Google Pay for even more convenient payments.
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Install the app

Download and install the app, proceed to registration.

Enter your contacts and set a password

Create an account by entering your phone and email and using a strong password.

Go through verification

Upload scans of your passport and bank statements in English.

Open an IBAN account or order a card

Select the desired product on the main page and confirm the action with a code.
Join SharPay

about us

One card. All payment methods.

Convenient payments - with Apple Pay, Google Pay and Mastercard.

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IBAN accounts opened

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Crypto wallets

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Cards

Get a virtual debit card online in minutes

SharPay issues a virtual Mastercard debit card right in your account. It is ready as soon as you create it, so you can pay online, add it to Apple Pay or Google Pay and manage everything from your phone.

Apply for a card online

Register, pass verification with an international passport or an EU passport, and create the card in your dashboard. There is no branch visit and no wait for delivery, because the virtual card works right away.

Virtual Mastercard for online payments

Use the card for online shopping, subscriptions and services wherever Mastercard is accepted. Since you can create separate cards for different services, one exposed card number never touches your other payments.

Works like a virtual prepaid card

The card spends only the money in your account, with no credit line and no surprise debt. That makes it a safe virtual prepaid card for online shopping and travel.

A euro debit card for paying abroad

The card is issued in EUR. When you pay in another currency, conversion happens automatically at the moment of purchase. Card fees are listed on the price page.

Top up from your account or with crypto

Top up from your SharPay IBAN account, from another card or from your crypto wallet. As a result, the card is funded within the same app in a few taps.

Apple Pay, Google Pay and full control

Add the card to Apple Pay or Google Pay and pay with your phone in shops. Set limits, freeze or close the card in one tap, and get a notification for every payment.

Virtual card FAQ

What is a virtual debit card?

It is a card that exists only in digital form: it has a number, an expiry date and a CVV, but no plastic. You pay with it online or through Apple Pay and Google Pay, and the money comes straight from your account.

How do I get a virtual card online?

Register in SharPay, pass verification and open the card from the main page of your dashboard. The card appears immediately, and you can use it the same minute.

Is the SharPay virtual card a prepaid card?

It is a debit card, which in practice works like a prepaid one. You can only spend the balance you have, and nothing is lent to you.

Can I pay with a virtual card in shops?

Yes. Add the card to Apple Pay or Google Pay, then pay with your phone or watch at any contactless terminal.

Is there a physical SharPay card?

A physical card is coming soon. Until then, the virtual card covers online payments and, through Apple Pay or Google Pay, payments in shops.

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Best Way to Manage Your Finances

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