Personal IBAN Account with SharPay

How to start a dedicated personal IBAN account for SEPA payments?

Open Account
Step 1 Registration

Register Your Account
Go to the registration page.

Enter Contact Details
Provide your email and phone number.
A confirmation code will be sent to the provided contact.

Create strong password as required.
Choose a strong password with uppercase and lowercase Latin letters, and numbers. Special characters are optional.

Confirm Registration
Follow the link sent to your email or enter the confirmation code received on your phone to complete the registration.

Complete onboarding process.
After confirming your registration, log in to the system, and you will be directed to the main page.

Complete Verification
To finalize registration and access all features, you need to verify your identity. On the main page, use the widgets to navigate to the verification section.

Prepare Documents
For identity verification, prepare scans of your passport. Fill out the required fields in the form in English. Verification usually takes between 5 to 15 minutes.

Fill in Profile Data
Ensure all profile information is complete. If you registered with an email, you need to verify your mobile number. Go to “Settings” → “Profile” and enter your phone number and the OTP code received via SMS.

Open  IBAN Account
On the main page of your personal account, click on the “+” (above the transaction panel on the left side of the screen) and select the product you need.

A euro IBAN account for your personal needs

Convenient management

Manage your finances 24/7 both through the web and mobile application, top up, block, transfer to friends and family members. Receive instant notifications by email and in the app.

Account opening

Get a personalized international IBAN, for you or your business.

Access to international payments

SharPay provides seamless access to international payment solutions, allowing businesses and individuals to send and receive payments globally with ease.

Opening cards to an IBAN account

Activate a debit card and Link to Apple/Google Pay in a few steps and spend funds on goods and services.

Banking operations

Accept and send traditional payments worldwide in USD, EUR, GBP. Exchange currency at a favorable rate.

Access to Cryptocurrencies

Save time using all in one application IBAN, Cards and Cryptocurrencies. Exchange, accept, Send.

Transfer funds between European countries and make global payments.

SEPA Payments

A fast and easy solution for incoming and outgoing payments in the European Economic Area. All EU banks support SEPA transfers.

BACS/CHAPS

Both systems are widely used in business and banking operations, providing flexibility for different types of payments.

SWIFT Payments

A fast and easy solution for incoming and outgoing payments in the European Economic Area. All EU banks support SEPA transfers.

SharPay: Convenient transfers in Europe and around the world

SharPay provides reliable and secure solutions for international transfers:

Transfers between Western European countries

Fast and easy management within European financial systems.

High-level security

Modern technologies for data and transaction protection.

Ease of management

An intuitive platform for comfortable control of financial transactions.

Open a European IBAN account without leaving home

SharPay gives you a personal euro IBAN for SEPA payments, SWIFT transfers and UK Faster Payments. You open the account online without visiting a branch, then manage it in the browser or the mobile app.

Open an IBAN account online

Register with your email and phone, pass verification and open the IBAN in your dashboard. Verification usually takes 5 to 15 minutes, and you need an international passport or an EU passport.

Euro IBAN for SEPA payments

Send and receive euro transfers across the SEPA zone. Every EU bank supports SEPA, so a salary, rent or a refund reaches your SharPay account like any other IBAN.

Transfers in EUR, USD and GBP

SWIFT covers EUR, USD and GBP, while UK payments go by Faster Payments or CHAPS. You can also exchange currency inside the account. Fees for each method are on the price page.

A debit card linked to your IBAN

Order a SharPay card, connect it to Apple Pay or Google Pay and spend straight from your account, online or in shops.

Crypto next to your IBAN

Once you are verified, you can open a crypto wallet in the same app. As a result, exchanges and transfers between crypto and euro stay in one place.

Control from the web and your phone

Manage the account 24/7: top up, send money to friends and family, block the card if needed. Notifications arrive by email and in the app the moment money moves.

Personal IBAN FAQ

What is a personal IBAN account?

It is an account with its own International Bank Account Number, so anyone can pay you by bank transfer. A SharPay personal IBAN is in euro and accepts SEPA, SWIFT and UK payments.

What is a virtual IBAN?

A virtual IBAN is an account number issued online, usually by a payment provider rather than a bank branch. For the sender nothing changes: they enter the IBAN, and the transfer arrives. SharPay IBAN accounts are opened and managed fully online.

Which documents do I need?

An international passport or an EU passport. An internal passport is not accepted. You fill in the verification form in English, and the check usually takes 5 to 15 minutes.

Where do I find my IBAN details?

Your IBAN is on the main page of your account, in the account widget, and in the mobile app. Copy it from there and send it to whoever needs to pay you.

How much does a personal IBAN cost?

Account opening, monthly maintenance and transfer fees are listed on the price page. You see every fee before you confirm a payment.

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