White Label Payment Gateway, Card Issuing & Crypto Solutions - SharPay

White-Label Payment Solutions by Sharpay

Launch your own payment ecosystem with Sharpay’s white-label platform —

a complete SaaS infrastructure for fintechs, PSPs, banks, brokers, and high-risk industries.

We provide everything you need to go live fast: payment gateway, card issuing, IBAN accounts, crypto wallets, compliance tools, and APIs —

fully branded under your name.

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Why Sharpay White-Label?

Faster Time-to-Market

Launch in 2–4 weeks with our SaaS solution (vs. 12–18 months of in-house development)

Proven Scalability

Handle up to 1,000+ transactions per second via REST API and host-to-host.

Global Coverage

Accept payments in 150+ countries with 20+ currencies, including SEPA, SWIFT, Visa, Mastercard, and crypto.

Higher Approval Rates

Smart routing increases approval by 20–25%, critical for high-risk verticals.

Compliance First

PCI DSS Level 1, AML/KYC modules, fraud prevention, chargeback management.

High-Risk Ready

Tailored payment solutions for industries rejected by traditional gateways.

Key Features

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✅ Payment Gateway & Processing

White-label gateway with 500+ connectors.
Smart routing, cascading, risk-based decisioning, recurring payments.

✅ Risk & Compliance Tools

Built-in AML/KYC, fraud scoring, tokenization, PCI DSS compliance.

✅ IBAN Accounts

Open Euro IBAN accounts for personal and business use.
Enable global SEPA/SWIFT transfers under your own brand.

✅ Crypto Solutions

White-label crypto wallets, stablecoin payments, fiat on/off-ramps, exchange modules, OTC desk.

✅ Card issuing

Debit, prepaid, virtual, and crypto-linked cards.
Multi-currency IBAN support.
White-label card programs with BIN sponsorship.

✅ SaaS Infrastructure

Cloud deployment with SLA 99.9% uptime.
Full API suite, SDKs, admin dashboard, merchant management tools.

Typical Business Model (White-Label Economics)

Setup Fee

One-time onboarding and technical integration fee.

Monthly SaaS Fee

Predictable cost for platform hosting, maintenance, and updates.

Transaction Fee / Revenue Share

Based on processed volume and vertical.

Optional Modules

Card issuing, crypto wallets, advanced risk management.

Use Cases

Fintech startups

Launching neobanks, e-wallets, or card programs.

Crypto exchanges

Adding fiat/IBAN rails and branded debit cards.

Marketplaces & platforms

Integrating payments and payouts.

High-risk industries

(betting, gaming, adult, FX, crypto projects).

FAQ

Q: How fast can I launch with Sharpay white-label?
A: SaaS deployment typically takes 2–4 weeks, on-premises about 2–3 months.

Q: What are the main costs?
A: Standard model includes setup fee + monthly SaaS fee + transaction-based revenue share. Exact pricing depends on volume, geography, and selected modules.

Q: Which payment methods are included?
A: Visa, Mastercard, SEPA, SWIFT, alternative local payments, and crypto/stablecoins.

Q: Do you support high-risk industries?
A: Yes. Sharpay specializes in high-risk merchant processing, with approval rates up to 70–80% through optimized routing.

Q: Can I issue my own branded cards?
A: Yes — debit, prepaid, virtual, and crypto cards with IBAN support.

Q: What’s the uptime guarantee?
A: 99.9% SLA with 24/7 monitoring and support.

 
Request a Demo