SharPay is a cutting-edge financial technology platform that enables the use of electronic money, cryptocurrencies, and card services for both individuals and businesses.
Our platform, designed by IT and finance experts, ensures smooth payment processing, currency conversion, and investment transactions. We focus on fast onboarding, automated verification, remote account opening, and instant cash flow across multiple channels.
Step-by-Step Guide to Opening a SharPay Account for Ukrainian Citizens
Opening a SharPay account for Ukrainian citizens is fast and fully online:
- Choose your preferred method — mobile app or website: https://sharpay.net
- Fill in the registration form — email, international-format phone number, and a strong password (min. 8 characters, upper/lowercase letters, and digits).
- Confirm your registration — click the link from your email or use the OTP code sent via SMS.
- Verify your identity — upload a scanned copy of your international passport and proof of address.
- Wait for review — in some cases, additional documents may be requested.
- Get approved — once verification is complete, your account will be activated.
Ordering a Physical or Virtual Card
With SharPay, there’s no need to visit a bank branch. After opening your account:
- Log in and click “+” on the home page.
- Choose Virtual Card — set a 3D Secure password, confirm via OTP, and start using instantly.
- Choose Plastic Card — confirm via OTP, and receive it at your address in 1–2 weeks.
Cards support Apple Pay, Google Pay, global online/offline payments, withdrawals, and transfers at favorable exchange rates.
(Note: Card delivery is currently available to EU residents.)
Services Available for Ukrainian Citizens in the EU
- Remote Account Opening — Create a SharPay account from any device, anywhere.
- IBAN Accounts — Receive salaries, pay bills, make online purchases, and buy/sell cryptocurrency.
- SEPA Transfers — Low-cost international payments within 36 EU and EFTA countries, usually completed within 1 business day.
- Payment Cards — Manage physical/virtual cards in-app, top-up instantly, block, or link to contactless wallets.
- Multi-Currency Accounts — Open accounts in different currencies for international transactions.
- Ukrainian-speaking Support — 24/7 multilingual assistance without language barriers.
What you need, and how long each step takes
The process is short when the documents are right the first time. Here is what is actually checked.
- Identity document. An international passport or an ID card. The photo page must be fully readable, with no glare across the machine-readable line.
- Proof of address. A utility bill, a bank statement or a residence document, dated within the last three months.
- Liveness check. A short video or photo step confirming that the document belongs to the person submitting it.
Verification normally completes within one business day. That holds as long as the files are legible. Nearly every delay comes from one of three things: a blurred photo, an address document older than three months, or a name spelled differently in two documents.
What the account gives you afterwards
Holding balances in several currencies matters here more than anywhere. If you earn in one currency and spend in another, every transfer carries a conversion.
The transfer rails differ, and the difference is worth knowing. Inside the euro area a SEPA transfer arrives within one working day. SWIFT takes 3–5 days. It may also pass through intermediary banks, and each can deduct a fee from the amount in transit.
One practical note on names. The account must be opened in your own name. The spelling must match your document letter for letter. Transliteration differences between documents are the most common reason a transfer is returned later.