Replenishment and transfers
๐ณ Crypto Top-up:
You can top up your account from a USD- or EUR-denominated Mastercard directly in cryptocurrency (BTC, USDT, ETH, etc.).
โ P2P is not available
- Fee: 4% (Mastercard)
- Credited as: cryptocurrency equivalent
๐ชช IBAN Replenishment:
Supports transfers in EUR via SEPA with a personal IBAN.
- Processing time: 1โ2 business days
- Fee for incoming SEPA payment: 0.3% + 1 EUR
- Conversion to cryptocurrency (optional): At the systemโs rate
- Minimum SEPA payment amount: 10 EUR
โฟ Cryptocurrency Transfers:
- To VISA/Mastercard (in USD, EUR): 3% fee
- To IBAN (SEPA in EUR): 0.3% fee + 1 EUR
- Minimum withdrawal amount: Equivalent of 30 USDC
- To a cryptocurrency wallet: 1โ4 USD
- Processing time: 1โ2 business days
๐ Transfers:
- IBAN โ IBAN: 0.3% + 1 EUR
- Within the system (SharPay): No fee
- Crypto โ IBAN: 0.3% + 1 EUR
Calculation Examples
๐ Example 1: Replenishment with Mastercard for $100
Action | Amount | Comment |
Replenishment | $100 | You send |
Fee (4%) | -$4 | Deducted |
Credited | $96 | In cryptocurrency |
๐ Example 2: Transferring $100 back to the card
Action | Amount | Comment |
Withdrawal | $100 | From crypto account |
Fee (3%) | -$3 | Deducted |
Received on card | $97 | Credited |
Up to 50% savings compared to other services
๐ Example 3: Replenishment via SEPA for 100 EUR
Action | Amount | Comment |
SEPA transfer | 1 EUR + 0.3%ย | Fee |
Conversion to crypto | 1 EUR + 0.3% | Fee |
Credited | 98.7 EUR | Receiving |
List of Supported Countries
SharPay operates in Europe, Canada, and select other regions:
๐ซ๐ท France
๐ฎ๐น Italy
๐ช๐ธ Spain
๐ณ๐ฑ Netherlands
๐ง๐ช Belgium
๐ฆ๐น Austria
๐ต๐น Portugal
๐ฌ๐ท Greece
๐ธ๐ฐ Slovakia
๐ธ๐ฎ Slovenia
๐ฑ๐ป Latvia
๐ฑ๐น Lithuania
๐ช๐ช Estonia
๐ซ๐ฎ Finland
๐ต๐ฑ Poland
๐จ๐ฟ Czech Republic
๐ง๐ฌ Bulgaria
๐จ๐ญ Switzerland
๐ณ๐ด Norway
๐ธ๐ช Sweden
๐ฉ๐ฐ Denmark
๐ญ๐ท Croatia
๐ฒ๐น Malta
๐จ๐พ Cyprus
๐ฑ๐บ Luxembourg
๐ฎ๐ธ Iceland
๐ฌ๐ง United Kingdom
๐บ๐ธ USA (IBAN only)
๐จ๐ฆ Canada (limited)
๐ฆ๐ช UAE (via crypto)
๐น๐ท Turkey (via crypto)
๐บ๐ฆ Ukraine (via crypto and IBAN)
โ We do not operate in Israel, USA, Russian Federation, or Belarus.
Supported Exchanges
We work with major cryptocurrency exchanges:
โ Binance
โ KuCoin
โ Kraken
โ Bitget
โ OKX
โ BingX
โ Coinbase
Instructions
๐ How to Fund Your Account?
2. Select method: Card / SEPA / Crypto
3. Enter the amount
4. Follow the instructions
5. Wait for crediting
๐ How to Transfer Funds?
2. Select method: VISA/Mastercard or IBAN
3. Enter the details
4. Confirm the transaction
5. Receive funds within 1โ2 days